Present Value Calculator
Finance CalculatorsFind out how much a future sum is worth in today's money.
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Present Value
About This Tool
Discount future cash flows to the present. Use our Present Value Calculator to understand the current worth of a future payment based on a discount rate.
Frequently Asked Questions
Present Value (PV) is the current worth of a future sum of money or stream of cash flows given a specified rate of return (discount rate).
Money today is worth more than money in the future due to its potential earning capacity. This core financial principle is known as the Time Value of Money.
A discount rate is the interest rate used to determine the present value of future cash flows. It often represents the opportunity cost of capital.
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